Forfeiture/Foreclosure Timeline
Real Property Tax Forfeiture and Foreclosure
Real property tax delinquency is a three-year forfeiture and foreclosure process. Parcels become delinquent March 1 the year after being assessed by the local unit. Parcels are forfeited in the second year of delinquency; fees are added and interest increases retroactive to March 1st of the first year of delinquency. Property taxes that remain unpaid as of March 31 in the third year of delinquency are foreclosed, and title vests in the Macomb County Treasurer. Beginning with the 2021 foreclosure auctions, those who hold interest in property at the time of foreclosure, may file to claim any excess proceeds that remain for parcels which sell for more than the amount of taxes owed. Further details are available on the Auctions and Claims page.
2020 Delinquent Property Tax Foreclosure Timeline
March 2, 2021
- Unpaid 2020 Property taxes become delinquent and payable to Macomb County Treasurer
- 4% Administation fee and 1% interest added
- Interest begins to accrue at 1% per month, added on the 1st day of the month
June 1, 2021
- Notice sent via first class mail
September 1, 2021
- Notice sent via first class mail
October 1, 2021
- $15 fee added
February 1, 2022
- Notice sent via certified mail informing parties of interest that property will be forefeited and additional fees and interest added
March 1, 2022
- Property is FOREFEITED
- Minimum $175 title search fee added plus recording fees
- Interest rate increases to 1.5% per month retroactive to date of delinquency
Mid June 2022
- Foreclosure filed in Circuit Court
September 1, 2022
- $50 Personal Visit Fee added
- Each property visted by Treasurer's Office Staff and notice of the foreclosure is provided
November, 2022
- $35 Publication fee added
- Certified mail fee added
December, 2022
- Notice of Show Cause and Judicial Foreclosure sent via certified mail
- Forefeited parcels published in local newspaper
January 2023
- Showcause Hearing Held by Treasurer to contest foreclosure or discuss payment plans
February 2023
- Circuit Court Foreclosure Hearing and entry of Foreclosure Judgement
March 31, 2023
- Property FORECLOSED; title to property passes to the county treasurer.
- Right to redeem property expires
- Final payment date to avoid foreclosure, unless you have a formal extension agreement on file with the Treasurer's Office and filed in the foreclosure action.
July 1, 2023
- Deadline for those who held title or an equity interest in property at the time of foreclosure to file to claim leftover proceeds, if any, associated with
September/October 2023
- Property is sold at public auction
January 31, 2024
- Deadline for Treasurer to send notice to claimant to file motion with the Circuit Court
May 15, 2024
- Deadline for claimant to file motion with circuit court for surplus proceeds
2019 Delinquent Property Tax Foreclosure Timeline
March 3, 2020
- Unpaid 2020 Property taxes become delinquent and payable to Macomb County Treasurer
- 4% Administation fee and 1% interest added
- Interest begins to accrue at 1% per month, added on the 1st day of the month
June 1, 2020
- Notice sent via first class mail
September 1, 2020
- Notice sent via first class mail
October 1, 2020
- $15 fee added
February 1, 2021
- Notice sent via certified mail informing parties of interest that property will be forefeited and additional fees and interest added
March 2, 2021
- Property is FOREFEITED
- Minimum $175 title search fee added plus recording fees
- Interest rate increases to 1.5% per month retroactive to date of delinquency
Mid June 2021
- Foreclosure filed in Circuit Court
September 1, 2021
- $50 Personal Visit Fee added
- Each property visted by Treasurer's Office Staff and notice of the foreclosure is provided
November, 2021
- $35 Publication fee added
- Certified mail fee added
December, 2021
- Notice of Show Cause and Judicial Foreclosure sent via certified mail
- Forefeited parcels published in local newspaper
January 2022
- Showcause Hearing Held by Treasurer to contest foreclosure or discuss payment plans
February 2022
- Circuit Court Foreclosure Hearing and entry of Foreclosure Judgement
March 31, 2022
- Property FORECLOSED; title to property passes to the county treasurer.
- Right to redeem property expires
- Final payment date to avoid foreclosure, unless you have a formal extension agreement on file with the Treasurer's Office and filed in the foreclosure action.
July 1, 2022
- Deadline for those who held title or an equity interest in property at the time of foreclosure to file to claim leftover proceeds, if any, associated with
September/October 2022
- Property is sold at public auction
January 31, 2023
- Deadline for Treasurer to send notice to claimant to file motion with the Circuit Court
May 15, 2023
- Deadline for claimant to file motion with circuit court for surplus proceeds